Introduction If you’re reading this book, there’s a good chance you are a wealth creator or an aspiring wealth creator—a passionate, intelligent, highly motivated, and creative person looking to reap material financial rewards for your hard work. You may just be starting out in a high-potential career, or pre- paring for such a career, anticipating great rewards to come. Perhaps you have already created considerable wealth and are enjoying the freedom, comforts, and expanded choices that the gift of wealth delivers. Or you may be a future wealth beneficiary, whether through inheritance or a sudden wealth event, like an initial public offering (IPO) or business sale. You also might be a spouse or partner of a wealth creator, experiencing a co-creator role, where your choices, emotional health, and relationships are greatly affected by the wealth flowing into your life. This book is also writ- ten with you in mind. No matter where you are on your journey to wealth, or your role in cre- ating or supporting the creation of wealth, your goal is to be successful: as an individual, as a couple, as a family in your professional and your per- sonal life. I have the pleasure of working with wealth creators every day. They are smart, talented, and driven to succeed. Through hard work and some lucky breaks, they have amassed significant wealth, and all the ben- efits that come with it. What often comes as a surprise to wealth creators is that money comes with its own challenges. Through twenty-five years of advising some of the wealthiest people in the United States on both money and personal matters, I’ve come to a deep understanding that money is never simple, and success is about so much more than just money. Wealth creators are no different than anyone else: They want to expe- rience more happiness and fulfillment in their lives, but sometimes the intense pursuit of success can lead to a widening gap between your